Are your state’s marketplace plans a good fit for people with HIV?

center.finalThe highly awaited enrollment in marketplace health insurance plans will commence on October 1st in every state. In order to assist advocates in evaluating the insurance plans in their own state, an assessment tool has been designed by the  Center for Health Law and Policy Innovation (CHLPI) of Harvard Law School consisting of a workbook and a worksheet.

This tool will help in determining which plans are particularly well or ill suited for an individual living with HIV. It includes a workbook describing the steps necessary for evaluating a plan, highlighting the key provisions that will have the biggest impact on access to care and treatment, along with affordability. The tool also includes a worksheet which allows for easy comparisons of multiple plans being assessed.

This assessment will be of use to both enrollment assisters as well as advocates monitoring the marketplace for potential discrimination, as the tool identifies the areas where insurance discrimination against people living with HIV are most likely to occur.

CHILPI is pilot testing this assessment tool with AIDS United and several of their state-based partners in approximately eight jurisdictions. These plan assessments will be shared once completed in order to widely disseminate the information on plan adequacy.

Access the Workbook and Worksheet: (Updated for 2015 Open Enrollment)

Marketplace Health Plan Assessment Workbook

Marketplace Health Plan Assessment Worksheet